Board Approved:  JULY 15, 2010

ALL ACCOUNTS:
Account Closing Fee	$10.00	Per Account
Account Reconciliations	$25.00	Per Hour
ACH Notification of Change Fee	$5.00	Per Item
Any Special Handling For ANY Purpose	$5.00
Collection Items	$20.00	Per Item
Credit Bureau Dispute Letter	$5.00	Per Letter/Bureau/Creditor
Daily Negative Balance Fee	$3.00	Per Day
Document Fee	$75.00	Per Mortgage
Dormant Account Fee	$30.00	After 1 Year &
	$15.00	Per Mo. Thereafter
Garnishment Fee	$30.00	Per Item Received
IRS Tax Levy	$30.00	Per Item Received
Loan Application Fee	$10.00	Per Application
Mail Return Fee	$5.00	Per Item
NSF (Insufficient Funds) Fee	$20.00	Per Item
Returned Items - NSF, ACH, Deposits, etc...	$20.00	Per Item
Share Transfers (To Cover Overdrafts)	$1.00	Per Item After 6
Stop Payment Order	$15.00	Per Item
Wire Transfer Fee	$20.00	Per Wire
ATM CARDS:
1st ATM Card	FREE
NSF ATM Withdrawal Fee	$20.00	Per Transaction
PIN Number Change	$5.00	Per Change
Replacement ATM Card	$5.00	Per Card
Replacement ATM Card Holder	$0.50	Per Holder
Service Fee	$1.00	Per Transaction After 8
SAVINGS ACCOUNTS:
Subscription to Pay Dues Automatically	$3.00	Per Year
Withdrawal Fee*	$1.00	Per Withdrawal
*any withdrawal that brings balance below	$1,000.00
Withdrawal Fee - Accts. Causing CU a Loss	$5.00	Per Withdrawal
CHECKING ACCOUNTS:
Charge to Print/Order Checks*	-	Priced as Scheduled
*cost may vary based on check style ordered

THIS LIST OF FEES IS SUBJECT TO REVISION AT THE DISCRETION OF THE CREDIT UNION.  YOU WILL BE NOTIFIED OF ANY CHANGES IN FEES.

Statutory Lien:  If you are in default on a financial obligation to us, federal law gives us the right to apply the balance of shares and dividends in your account(s) at the time of default to satisfy that obligation.  Once you are in default, we may exercise this right without further notice.  Notice is hereby given to you, a member, co-signer, obligor, maker, co-maker, guarantor, endorser, surety, or accomodation party that the Credit Union has the right to impress and enforce this statutory lien.