Online Services

Application Center

Local Union 392 FCU Application Center

For your convenience, we have the following forms & applications available on our site:

Non-Mortgage Loans

Secure Online Loan Application (new window/tab)

Printable Loan Application (new window/tab)

Checking Agreement

Checking Agreement Application (PDF – new window/tab)

Debit/ATM Agreement

Debit/ATM Agreement Application (PDF – new window/tab)

Get Adobe Acrobat Reader

Reorder Checks

We must advise that when selecting a link below YOU WILL BE LEAVING THE CREDIT UNION’S WEBSITE and linking to a website NOT operated by the Credit Union. The Credit Union is NOT responsible for the content of the alternate website and does NOT represent the third party or the member if the two should enter into a transaction. Please note that the privacy and security policies may differ from those practiced by the Credit Union.

Secure Check Reorder Form

Fee Schedule

FEE SCHEDULE – ALL ACCOUNTS
Fee Amount Condition
Account Closing Fee $10.00 Per Account
Account Reconciliations $25.00 Per Hour
ACH Credit Originations (outgoing) $2.00 Per Transaction
ACH Notification of Change Fee $5.00 Per Item
Any Special Handling For ANY Purpose $5.00 N/A
Collection Items $20.00 Per Item
Credit Bureau Dispute Letter $5.00 Per Letter/Bureau/Creditor
Daily Negative Balance Fee $3.00 Per Day
Document Fee $50.00 Per Mortgage
Dormant Account Fee $30.00 After 1 Year
$15.00 Per Mo. Thereafter
Garnishment Fee $30.00 Per Item Received
IRS Tax Levy $30.00 Per Item Received
LoanProcessing Fee (Collateralized Loans Only) $20.00 Per Loan
Loan Skip-a-Payment Fee $35.00 Per Loan Skip
Mail Return Fee $5.00 Per Item
NSF (Insufficient Funds) Fee $20.00 Per Item
Returned Items – NSF, ACH, Deposits, etc… $20.00 Per Item
Share Transfers (To Cover Overdrafts) $1.00 Per Item After 6
Stop Payment Order $15.00 Per Item
Wire Transfer Fee $20.00 Per Wire
FEE SCHEDULE – ATM CARDS
Fee Amount Condition
1st ATM Card FREE N/A
NSF ATM Withdrawal Fee $20.00 Per Transaction
PIN Number Change $5.00 Per Change
Replacement ATM Card $5.00 Per Card
Replacement ATM Card Holder $0.50 Per Holder
Service Fee $1.00 Per Transaction After 8
FEE SCHEDULE – SAVINGS ACCOUNTS
Fee Amount Condition
Subscription to Pay Dues Automatically $3.00 Per Year
Withdrawal Fee*
*any withdrawal that brings balance below $1,000.00
$1.00 Per Withdrawal
Withdrawal Fee – Accts. Causing CU a Loss $5.00 Per Withdrawal
FEE SCHEDULE – CHECKING ACCOUNTS
Fee Amount Condition
Charge to Print/Order Checks*
*cost may vary based on check style ordered
Priced as Scheduled

THIS LIST OF FEES IS SUBJECT TO REVISION AT THE DISCRETION OF THE CREDIT UNION. YOU WILL BE NOTIFIED OF ANY CHANGES IN FEES.

Statutory Lien: If you are in default on a financial obligation to us, federal law gives us the right to apply the balance of shares and dividends in your account(s) at the time of default to satisfy that obligation. Once you are in default, we may exercise this right without further notice. Notice is hereby given to you, a member, co-signer, obligor, maker, co-maker, guarantor, endorser, surety, or accomodation party that the Credit Union has the right to impress and enforce this statutory lien.

Calculators