Rates

LOAN RATES

Personal

SIGNATURE (UNSECURED)

All loans are subject to credit approval and rates are subject to change at anytime without notice.
We are a “Risk Based Lender”. Your loan rate will be assigned to you based on your credit rating (beacon score).

(A payment example: $1,000.00 @ 12% APR for 12 Months = $88.63 / month)

APR* = Annual Percentage Rate

SIGNATURE (UNSECURED)
Credit Rating A+ A B C D E
1-48 months APR* 7.25% 7.75% 8.25% 10.25% 12.75% 17.00%

Qualified members may borrow up to $10,000.00 / Minimum Loan Amount = $1,000.00

SHARE SECURED

Rate = 3.00 % + highest dividend rate

Vehicles

VEHICLES

Car Shopping? View the Union built vehicle list!

All loans are subject to credit approval and rates are subject to change at anytime without notice.
We are a “Risk Based Lender”. Your loan rate will be assigned to you based on your credit rating (beacon score).

(A payment example: $1,000.00 @ 12% APR for 12 Months = $88.63 / month)

APR* = Annual Percentage Rate

NEW VEHICLES (CAR, TRUCK or VAN)

NEW VEHICLES (CAR, TRUCK or VAN): 2018 – 2019 6,000 Miles or Less
Credit Rating A+ A B C D E
1-60Months APR* 3.75% 4.25% 4.75% 6.75% 9.25% 13.75%
61-84 Months APR* 4.00% 4.50% 5.00% 7.00% 9.50% 14.00%

USED VEHICLES (CAR, TRUCK or VAN)

USED VEHICLES (CAR, TRUCK or VAN): 2012 – 2018 6,001 Miles or More
Credit Rating A+ A B C D E
1-72Months APR* 4.25% 4.75% 5.25% 8.25% 9.75% 14.25%

Recreational Vehicles

RECREATIONAL VEHICLES (BOAT, CYCLE**, CAMPER, ATV**, ETC…)

All loans are subject to credit approval and rates are subject to change at anytime without notice.
We are a “Risk Based Lender”. Your loan rate will be assigned to you based on your credit rating (beacon score).

(A payment example: $1,000.00 @ 12% APR for 12 Months = $88.63 / month)

APR* = Annual Percentage Rate

RECREATIONAL VEHICLES (BOAT, CYCLE**, CAMPER, ATV**, ETC…)
Credit Rating A+ A B C D E
1-36 Months APR* 5.75% 6.25% 6.75% 8.75% 11.25% 15.75%
37-60 Months APR* 6.00% 6.50% 7.00% 9.00% 11.50% 16.00%
61-84 Months APR* 6.25% 6.75% 7.25% 9.25% 11.75% 16.25%
85-120 Months APR* 6.50% 7.00% 7.50% 9.00% 12.00% N/A

**Maximum term for ATVs or Jet Skis = 36 months**

**Maximum term for Motorcycles is NEW = 72 and USED = 60 months**

USED RECREATIONAL VEHICLES: Add 0.50 % to the rates listed above / Maximum term = 96 mos.

First Mortgages

MORTGAGES

Find the home loan that’s right for you.  Competitive mortgage financing options.

Contact Irene Garrett-Sucato, NMLS 436446 @ 513-225-5919 or irene.garrett@pnc.com

Dividends

DIVIDEND RATES

The following APY’s (Annual Percentage Yields) for all accounts (Share Draft, Share Savings and/or Share Certificate) are accurate through today’s date.

**APY = Annual Percentage Yield. Dividend rates are subject to change. Please call: 513.621.4600 or 866.577.9618 with questions. Disclosures are available upon request.  To earn dividends, you must have a balance greater than $500.00. Dividend rates are based on the account balance and account tier (disclosures available upon request).  We use the average daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account.  Annual Percentage Yield will vary due to account activity and balance. Fees may reduce earnings.

 

SHARE DRAFT (CHECKING) DIVIDEND RATES

Share Draft (Checking) Dividend Rates
Balance** Dividend Rate APY*
$200 and Up 0.25 % 0.25 %

SHARE (SAVINGS) DIVIDEND RATES

SHARE (SAVINGS) DIVIDEND RATES
Balance** Dividend Rate APY*
$500 to $9,999 0.20 % 0.20 %
$10,000 to $49,999 0.25 % 0.25 %
$50,000 and Up 0.35 % 0.35 %

SHARE CERTIFICATE DIVIDEND RATES

 
Balance** Dividend Rate APY*
12 Months 0.70 % 0.701 %
24 Months 0.90 % 0.902 %
36 Months 1.10 % 1.104 %
48 Months 1.30 % 1.306 %
60 Months 1.60 % 1.609 %